Reported by Calls Reported Admin 2015-10-23 18:47:42


Tips and tricks check WHO CALLED from 832-209-4647

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Recent Comments for 8322094647

24 Comments
Post by VZeller,

8322094647 I have been recieving calls from this number for several days now and even when I answer no one ever even talks -  No messages left either so I have no idea who they are calling for or why -  If it is AMEX it sure isn't for me -

Post by jp delivery services,

832-209-4647 calls hangs up after answering

Post by collections/organized crime,

8322094647 A collection agency - over a card we had that was never used over years ago - Never -  It was closed with always a balance - Other co-signers however, did use their card numbers, but they go only after the ones with good credit after unsuccessful attempts with the real debt holders - This company purchases "charge offs" from American Express--AE gets some money at least, and this collection agency then makes % profit using fear and intimidation -  They will never get a cent from us, it's not our debt -  Lesson: never co-sign a card, and never give in, assuming the label 'collection agency' means they are above board, or if it comes out of the blue, after many years -  AE said if it ends up on our credit report, to let them know and they will deal with this company and get it removed -

Post by Dave,

832-209-4647 caled   no  message

Post by DW,

8322094647 Received a message regarding a debt collection on from a Alicia Pryor of N Recovery Services (sp?) -  The person stated that the matter was for a completely different surname than what's identified on my answering machine -  Message stated that by continuing to listen to the message I've confirmed that I'm actually that person -  Called back a few hours later to state the facts that the person they sought was in no way connected to my phone number -  Informed that our number will be removed - not holding my breath -  We've had at least different numbers call for different indivuals in the last month -

Post by LAMET,

832-209-4647 www -consumerjustice -com consumer agencydetail -aspx?idRedline Recovery Services, LLC   Sanctuary Parkway Suite Alpharetta, Georgia, [email&#;protected] * * www -rrs-llc -com  --------------------------------------------------------------------------------Phone No -  -- -- --  Fax     Gregory Paulo, President     Notes Junk debt buyers collectors - Collectors are very aggressive, some making threats -  Redline Recovery Services   North Forest Rd - #B Getzville, New York, www -ulq-llc -com (div)www -rrs-llc -com  --------------------------------------------------------------------------------Phone No -  -- - -- -- -- -- -- --  Fax -- --     Joe Moran Manager Gregory Paulo, COO     Notes Highly aggressive debt collectors of purchased debts that should never be paid without complete validation -  Aliases Other Locations   ULQ, LLCAlpharetta, GA Houston, TX   www -consumerjustice -com consumer agencydetail -aspx?id Redline Recovery   Savoy Drive,th Floor Houston, Texas, [email&#;protected] * * www -rrs-llc -com --------------------------------------------------------------------------------Phone No -  *-- -- -- -- -- --  Fax --     Michael Fletcher, CEO, ULQ John Powers, President, Redline Howard Gibbs, CFO, ULQ     Notes Junk debt buyers & collectors - Known for their highly aggressive debt collectors, Redline buys debts for pennies, while collecting for other entities - Validation of debt should be highest priority in dealing with them, along with a tape recorder -  Aliases Other Locations   Sanctuary Pkwy, Suite Alpharetta, GA North Forest Road, Suite B Getzville, NY   THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOUREAD DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATEYou can also post your questions here www -collectorsexposed -com forum   NEW URL    These links are to attorneys for those being scammed www -naca -net or www -consumerjustice -com consumer searchattorneys -aspxDebt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION    The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMYDealing with Debt Collectors Http: www -budhibbs -com First -htm        Statute of Limitations by State – always double check YOUR OWN STATE Government Website www -budhibbs -com statute_of_limitations -htmRecording calls from Debt Collectors - always double check YOUR OWN STATE Government Websitewww -budhibbs -com record -htmFrom Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT Debt Collection FAQs: A Guide for ConsumersIf you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you - The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you -Under the FDCPA, a debt collector is someone who regularly collects debts owed to others - This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them -Here are some questions and answers about your rights under the Act -What types of debts are covered?The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage - The FDCPA doesn’t cover debts you incurred to run a business -Can a debt collector contact me any time or any place? No - A debt collector may not contact you at inconvenient times or places, such as before in the morning or after at night, unless you agree to it - And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there -How can I stop a debt collector from contacting me?If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake - If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you - Here’s how to do that:Make a copy of your letter - Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received - Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit - Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact - The creditor or the debt collector still can sue you to collect the debt - Can a debt collector contact anyone else about my debt?If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you - If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work - Collectors usually are prohibited from contacting third parties more than once - Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney -What does the debt collector have to tell me about the debt? Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you - This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money - Can a debt collector keep contacting me if I don’t think I owe any money? If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you - You have to send that letter within days after you receive the validation notice - But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe -What practices are off limits for debt collectors?Harassment - Debt collectors may not harass, oppress, or abuse you or any third parties they contact - For example, they may not:     use threats of violence or harm;     publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);     use obscene or profane language; or     repeatedly use the phone to annoy someone - False statements - Debt collectors may not lie when they are trying to collect a debt - For example, they may not:     falsely claim that they are attorneys or government representatives;     falsely claim that you have committed a crime;     falsely represent that they operate or work for a credit reporting company;     misrepresent the amount you owe;     indicate that papers they send you are legal forms if they aren’t; or     indicate that papers they send to you aren’t legal forms if they are - Debt collectors also are prohibited from saying that:     you will be arrested if you don’t pay your debt;     they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or     legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action - Debt collectors may not:     give false credit information about you to anyone, including a credit reporting company;     send you anything that looks like an official document from a court or government agency if it isn’t; or     use a false company name - Unfair practices - Debt collectors may not engage in unfair practices when they try to collect a debt - For example, they may not:     try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;     deposit a post-dated check early;     take or threaten to take your property unless it can be done legally; or     contact you by postcard - Can I control which debts my payments apply to? Yes - If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select - Equally important, a debt collector may not apply a payment to a debt you don’t think you owe -Can a debt collector garnish my bank account or my wages?If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect - If they win, the court will enter a judgment against you - The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt - Wage garnishment happens when your employer withholds part of your compensation to pay your debts - Your wages usually can be garnished only as the result of a court order - Don’t ignore a lawsuit summons - If you do, you lose the opportunity to fight a wage garnishment -Can federal benefits be garnished?Many federal benefits are exempt from garnishment, including:     Social Security Benefits     Supplemental Security Income (SSI) Benefits     Veterans’ Benefits     Civil Service and Federal Retirement and Disability Benefits     Service Members’ Pay     Military Annuities and Survivors’ Benefits     Student Assistance     Railroad Retirement Benefits     Merchant Seamen Wages     Longshoremen’s and Harbor Workers’ Death and Disability Benefits     Foreign Service Retirement and Disability Benefits     Compensation for Injury, Death, or Detention of Employees of U -S - Contractors Outside the U -S -     Federal Emergency Management Agency Federal Disaster Assistance But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans - Do I have any recourse if I think a debt collector has violated the law? You have the right to sue a collector in a state or federal court within one year from the date the law was violated - If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills - The judge can require the debt collector to pay you up to ,, even if you can’t prove that you suffered actual damages - You also can be reimbursed for your attorney’s fees and court costs - A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to ,, or one percent of the collector’s net worth, whichever amount is lower - Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it -What should I do if a debt collector sues me?If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights - Where do I report a debt collector for an alleged violation?Report any problems you have with a debt collector to your state Attorney General’s office (www -naag -org) and the Federal Trade Commission (www -ftc -gov) - Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act - Your Attorney General’s office can help you determine your rights under your state’s law -For More InformationTo learn more about debt collection and other credit-related issues, visit www -ftc -gov credit and MyMoney -gov, the U -S - government’s portal to financial education -The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them - To file a complaint or to get free information on consumer issues, visit ftc -gov or call toll-free, --FTC-HELP (---); TTY: --- - The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U -S - and abroad February File complaints with Federal Trade Commission  https: www -ftccomplaintassistant -gov FTC_Wizard -aspx?LangenYour State Attorney General State Attorney General is every state they have offices Link to all State Attorney General Websites www -naag -orgIf you or they are located in NY – use this SPECIAL Link  www -NYDebtHelp -comThis special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices -  HE’S CRACKING DOWN AND SHUTTING THEM DOWN    Also report your calls and contacts with debt collectors at www -budhibbs -com index -html  If the company is listed under agencies – report there - If not on the list YET, click on Watchlist and add to the list -   You can also post here www -collectorsexposed -com forum index -php?board -

Post by rosie,

8322094647 They keep calling me too for someone else - I have had my number for almost years and they will not stop - They call early in the morning - They say they'll take my number off but then a week or so later they call again

Post by unavailable,

832-209-4647 i have gotten calls every minutes from this number - -with no caller id - -no message left either - -after coming here i see it is for a collection agency used by amex - -well we have never had an american express card and we owe no  credit card anything - - -retired and tired of this  already - -actually the only people we knew  with an american express card are long gone - -rip - -so - -either they leave a message or stop calling - -we don t answer unavailable numbers - -

Post by Lynn,

8322094647 Several times a week we are getting a call from -- asking for an Anna McQueen -  Every time they call, we tell them they have the wrong number and we do not know an Anna McQueen -  I will be calling the police and lodging a complaint -

Post by rosie,

832-209-4647 They keep calling me too for someone else - I have had my number for almost years and they will not stop - They call early in the morning - They say they'll take my number off but then a week or so later they call again

Post by Seneca,

8322094647 --  Whoever this is, they keep calling my number, and I can barely understand the English the person speaks (Mr - Maxwell) -  I do not know who the are or what they want, or how they even have my telephone number as I am on the do not call list -  They call and call and call -  I want it to stop -  They do not identify the business they are calling from, just leave messages to call back -  Why would anyone call back someone they don't know - -

Post by had enough,

832-209-4647 Just got home, looking at messages on home phone -  Since : p -m -, this number has called seven times - it is now : p -m -  They also left two messages - for who I do not know - but they are very unprofessional and very hard to understand - sounds like a cast member from Fat Albert cartoon  This is getting real old real fast

Post by Victor Bernardin,

8322094647 Someone from this telephone number keeps calling my number ( ) as a harassment -

Post by John Grant,

832-209-4647 ON AT : AM THEY CALLED ASKING FOR A CLARA YANG - TOLD THEM THERE IS NO ONE HERE BY THAT NAME -  ASKED ME IF I KNEW THAT INDIVIDUAL; I SAID NO -

Post by geek,

8322094647 these suckers don't stop, they're stupid - - -

Post by tunero,

832-209-4647 this "guy" call with the caller ID "REDLINE" ?????I don't anwser, I don't know who their aremay be is a debt collector

Post by Common Last Name,

8322094647 They keep calling my home looking for someone who just so happens to have my last name - No matter how many times we tell them that we don't know this person - They even had the nerve to ask for their phone number after we said that we had no idea who this person was - Explain to me how I would have their number of I don't know who they are - Today they called my house at AM on a Saturday - My fiancé works nights - Thanks for waking us up to harrass us AGAIN

Post by Pfs,

832-209-4647 I talked to these people and days later they started calling my friends and family -  Out of control -

Post by Pfs,

8322094647 I talked to these people and days later they started calling my friends and family -  Out of control -

Post by John,

832-209-4647 They call to try to get payment on a second mortgage on a property that went to short sale a year ago and was written off by Chase -  I do not answer -

Post by madashell,

8322094647 It is now : a -m -  This number has called my home phone a total of times since :m a -m - this morning -  This is just plain ridiculous

Post by charleston,

832-209-4647 These people are ruthless - Never have I had to deal with the likes of these annoying [***] I hope they are having fun - The calls are endless and at all times of the day, like calls in a row within  hours -Hope they drop dead soon - - -

Post by IrrATated,

8322094647 They left me a message to cal --

Post by rosie,

832-209-4647 They keep calling me too for someone else - I have had my number for almost years and they will not stop - They call early in the morning - They say they'll take my number off but then a week or so later they call again

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